Even if you are up to your eyeballs in debt, Dave Ramsey’s 7 Baby Steps will help you move toward debt freedom. The 7 Baby Steps are listed below. $1,000 in an Emergency Fund Pay Off All Debt with the Debt Snowball 3 To 6 Months Expenses in Savings Invest 15% of Income into Roth IRAs and Pre-Tax Retirement [...]

Do you remember the first time you heard the light-hearted song Don’t Worry Be Happy by Bobby McFerrin? I was just a kid when the song was released in 1988 but even then the a cappella tune made my worries seem trivial. There’s just something about an inspirational song that helps you put things in [...]

When my grandfather passed away, my Aunt played the cd Autumn in New England while guests visited to offer their sympathy. The calm, soothing tunes were quite therapeutic during such a sorrowful time. It can of course be played to enjoy much happier times as well especially when you desire to hear peaceful music without [...]

My aunt gave me the lullaby cd Bless My Little Girl as a gift when our daughter Gabby was born. I enjoyed it so much that it is now one of my favorite gifts to give new moms. Every time I hear the songs I think back to those cherished “Mommy and Me” moments when I sang my baby [...]

My daughter really enjoys playing with her Melissa & Doug Flower Power Wooden Bead Set. She meticulously strings the beads to create necklaces and bracelets for the family. This Melissa & Doug toy inspires my daughter to create custom patterns. We wear her masterpieces temporarily then she reuses the wooden beads to create more jewelry. The Melissa & Doug  jewelry [...]